:root{
  --navy:#0b3768;
  --blue:#2097ea;
  --light:#f5f9fd;
  --text:#172433;
  --muted:#5c6b7a;
  --white:#ffffff;
  --line:#dbe7f2;
  --max:1120px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Arial,Helvetica,sans-serif;color:var(--text);background:var(--white);line-height:1.6}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.container{width:min(var(--max),calc(100% - 40px));margin:auto}
.site-header{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}
.nav{height:78px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:center;gap:12px;font-weight:800;color:var(--navy);letter-spacing:.01em}
.brand img{width:58px;height:58px;object-fit:contain}
.nav-links{display:flex;align-items:center;gap:26px;font-weight:700;color:#314355;font-size:.96rem}
.nav-links a:hover{color:var(--blue)}
.button{display:inline-block;background:var(--navy);color:white;font-weight:800;padding:13px 20px;border-radius:9px}
.button.secondary{background:var(--blue)}
.hero{padding:76px 0 58px;background:linear-gradient(180deg,#f9fcff 0%,#fff 100%)}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;align-items:center;gap:54px}
.eyebrow{color:var(--blue);font-weight:900;text-transform:uppercase;letter-spacing:.12em;font-size:.82rem}
h1{font-size:clamp(2.55rem,5vw,4.6rem);line-height:1.02;margin:.3em 0 .35em;color:var(--navy);letter-spacing:-.035em}
.hero p{font-size:1.22rem;color:var(--muted);max-width:680px;margin-bottom:28px}
.hero-logo{background:#fff;border:1px solid var(--line);border-radius:22px;padding:26px;box-shadow:0 18px 50px rgba(11,55,104,.08)}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap}
.section{padding:72px 0}
.section.alt{background:var(--light)}
.section h2{font-size:2.15rem;line-height:1.15;color:var(--navy);margin:0 0 12px;letter-spacing:-.02em}
.section-intro{color:var(--muted);max-width:720px;margin:0 0 32px;font-size:1.08rem}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:26px;box-shadow:0 8px 26px rgba(11,55,104,.05)}
.card .icon{width:46px;height:46px;border-radius:12px;background:#eaf5ff;color:var(--navy);display:grid;place-items:center;font-weight:900;margin-bottom:16px}
.card h3{margin:0 0 9px;color:var(--navy);font-size:1.3rem}
.card p{margin:0;color:var(--muted)}
.article-list{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
.article-card{border:1px solid var(--line);border-radius:14px;padding:24px;background:#fff}
.article-card .tag{font-size:.78rem;text-transform:uppercase;letter-spacing:.1em;color:var(--blue);font-weight:900}
.article-card h3{margin:8px 0 10px;color:var(--navy);font-size:1.35rem}
.article-card p{margin:0 0 14px;color:var(--muted)}
.article-card a{font-weight:900;color:var(--navy)}
.callout{background:var(--navy);color:white;border-radius:18px;padding:34px;display:flex;justify-content:space-between;align-items:center;gap:26px}
.callout h2{color:white;margin:0 0 8px}
.callout p{margin:0;color:#dceaf8;max-width:700px}
.footer{background:#071f3a;color:#d7e3ef;padding:42px 0}
.footer-row{display:flex;justify-content:space-between;gap:24px;align-items:flex-start}
.footer strong{color:white}
.footer small{color:#9fb3c8}

.article-hero{padding:64px 0 38px;background:var(--light);border-bottom:1px solid var(--line)}
.article-hero h1{font-size:clamp(2.25rem,4.5vw,4rem);max-width:900px}
.article-meta{color:var(--muted);font-weight:700}
.article-wrap{display:grid;grid-template-columns:minmax(0,760px) 260px;gap:55px;align-items:start;padding:56px 0 80px}
.prose h2{color:var(--navy);font-size:1.8rem;margin:42px 0 12px;line-height:1.2}
.prose h3{color:var(--navy);font-size:1.25rem;margin:28px 0 8px}
.prose p,.prose li{font-size:1.06rem;color:#2a3b4d}
.prose ul{padding-left:1.25rem}
.note{border-left:5px solid var(--blue);background:#eef7ff;padding:18px 20px;border-radius:8px;margin:26px 0;color:#26425c}
.sidebar{position:sticky;top:106px;background:#f8fbfe;border:1px solid var(--line);border-radius:14px;padding:22px}
.sidebar h3{margin:0 0 10px;color:var(--navy)}
.sidebar a{display:block;padding:8px 0;color:#40566c;font-weight:700}
.sidebar a:hover{color:var(--blue)}
.disclaimer{font-size:.9rem;color:var(--muted);border-top:1px solid var(--line);padding-top:20px;margin-top:40px}

@media(max-width:850px){
  .nav-links{display:none}.hero-grid{grid-template-columns:1fr}.hero-logo{max-width:560px}.cards{grid-template-columns:1fr}.article-list{grid-template-columns:1fr}.article-wrap{grid-template-columns:1fr}.sidebar{position:static}.callout,.footer-row{flex-direction:column;align-items:flex-start}
}